My Annuity Store launches free AI annuity research assistant

By AI, Created 4:27 PM UTC, May 18, 2026, /AGP/ – My Annuity Store has launched Andy AnthropAnnuity, a free AI assistant that answers annuity questions with sourced citations and live rates. The tool is designed to help consumers compare products faster while avoiding the sales pressure common in the industry.

Why it matters: - My Annuity Store is trying to make annuity research faster and easier for consumers who often start with a salesperson instead of clear product information. - The launch comes as U.S. annuity premiums reached $461 billion in 2025, according to LIMRA, showing how big the market has become. - The company says the tool is built to reduce friction for retirees comparing fixed index annuities and multi-year guaranteed annuities.

What happened: - My Annuity Store launched Andy AnthropAnnuity on May 14, 2026. - The AI research assistant is available free, without registration, on MyAnnuityStore.com and on a dedicated landing page. - Andy is trained on 146 current carrier brochures and a semantic index of more than 1,000 educational pages and product listings. - The assistant also pulls live fixed annuity rates from 90+ top insurers through a third-party API. - Jason Caudill, founder and president of My Annuity Store, said the assistant is meant to give users direct, sourced answers with no sales pressure.

The details: - Andy runs on OpenAI’s Chat Completions API. - The assistant uses four specialized tools alongside document search. - Brochure search covers 146 indexed carrier PDFs and returns citations back to the source document. - Live rate lookup shows top MYGA rates by term and state and refreshes from the AnnuityRateWatch data feed. - Site routing connects users to 514 educational articles, product reviews and comparison pages, plus 497 live product pages. - Optional quote handoff goes to a licensed producer only when a visitor explicitly asks and gives consent. - Every reply passes through a compliance layer that blocks sales-style phrases such as “risk-free,” “guaranteed return” and “best for you.” - The system softens “guaranteed” to “guaranteed (subject to claims-paying ability).” - Andy does not recommend a specific product to a specific person.

Between the lines: - The launch positions My Annuity Store as more than a brokerage. It is trying to become a research platform with live data and AI guidance at the front end. - The company is also signaling that compliance is part of the product design, not an afterthought. - That matters in annuities, where consumer protection rules and suitability concerns can limit how advice is delivered. - Caudill said My Annuity Store believes it is the only independent annuity brokerage with live rates, carrier brochures and producer handoff inside one AI conversational interface.

What’s next: - Andy will continue to route tax, legal, RMD and estate questions to human specialists. - The assistant logs every conversation turn for review and quality monitoring. - My Annuity Store says any actual annuity purchase still requires speaking with a licensed producer. - The company operates under its existing licensing in 47 states. - My Annuity Store says it will keep expanding its education-first approach through its content library and independent carrier shelf.

The bottom line: - My Annuity Store is betting that AI can make annuity shopping more transparent, while keeping sales and suitability guardrails in place.